Positive Enterprises Inc.

A Small Business Investment Company _ A.O.S. Federal License under the Small Business Act of 1958

Webster Square, 1489 Webster Street, #228, San Francisco, CA 94115

Tel: (415) 885-6600 Fax: (415) 928-6363

Email:  finsb@pei-sba.com

 

 

 

Mission Statement

Positive Enterprises, Inc. is committed to achieving profitability and growth by providing financial networking and management assistance to small business entrepreneurs with strong product growth potential and service expansion.

Who We Are

Positive Enterprises, Inc. is a Specialized Small Business Investment Company (SSBIC). Positive Enterprises, Inc. was organized in 1980 under Section 301(d) of the Small Business Investment Act of 1958 and is licensed and regulated by the U.S. Small Business Administration.

Our Services

Positive Enterprises, Inc. provides capital to minority entrepreneurs to finance the acquisition of companies that have a history of stable sales and profits, to provide expansion capital to growing concerns or, in selected situations, to provide:

o        start-up capital

o        working capital

o        inventory/equipment capital

o        major expansion capital

o        MBO/LBO/Acquisition capital

Debt financing from commercial lenders may be augmented with financing provided by other venture capital firms.

Preferred Areas of Investment

Currently, high areas of interest are high-end technology, manufacturing, communications and health care.

Typical Investment Structure

o        Subordinated debentures with four (4) year terms or negotiable

o        Warrants exercisable into common stock of the company

Investment Criteria

o        Investment opportunities that offer a current return in addition to potential appreciation in the value of the equity purchased.

o        A talented management team with experience in the area of business in which the company will operate.

Our Role After Investment

Positive Enterprises, Inc. does not seek operating control of the companies in which it invests. Rather, we prefer to support the company and its management in a manner compatible with their individual requirements and capabilities.

Preliminary Information Requirements

We welcome an initial inquiry by telephone or letter and are prepared to give you a timely indication of our interest. Preliminary discussions can be expedited by providing the following information.

      1. A brief history of the company
      2. A business plan and description of the major products or services
      3. Resumes of the key members of the management team
      4. Three (3) year's historical financial statements
      5. Five (5) year's business financial projections
      6. A description of the financing requirements

For more information

Please contact our Exclusive Loan Officer at the address above.